Money is what makes the world go around and there are many different quotes on how money is evil and money can’t buy you love and more. The thing is, you need money to survive and it is often, for most people anyway, one of the hardest things to hold onto, even when you do have enough, or more than enough.
Money is believed to be one of the top things that couples fight about, as well. Don’t let money stand in the way of your happiness or your relationships, or your health. There are ways that you can cut back on the stress over money issues.
Start A Savings Account
The biggest way to get rid of money issues is to always have a savings account with money in it. You need to at least have three months worth of bills and food money set aside. This is a great way to get by in case of job loss and it also gives you enough money in case of an emergency.
It can be hard for someone living paycheck to paycheck to put money away. Instead, just put away any amount you can and you’ll be amazed at how quickly it adds up. Save your change, deposit the money from your bottle returns, and any other extra money you get.
Keep Your Checkbook Tallied
For some people a checking account can be a problem, especially those that have a tendency to spend with their debit cards and forget to keep their account up-to-date. Even if you don’t subtract purchases right in the store, make sure to hold onto all receipts until you subtract them out. And don’t forget automatic payments either. Overdrafted accounts can get expensive quickly.
Have A Set Budget Plan
Setting a budget can make paying bills and saving money a little less stressful. If you have a set amount of income coming in, or at least a somewhat set amount, you shouldn’t have too much of a problem budgeting. Just make sure to budget in a little fun once in a while, after the bills are covered.
Keep Credit Cards In Check
Debt is probably the biggest money related cause of stress. Don’t use your credit cards unless you have the money to cover your purchases. If you have a savings account you shouldn’t even need to use one in case of emergencies.
Always pay more than your minimum payment due when it comes to credit cards as well, or they can quickly get out of hand. If you are feeling stressed over money you may be experiencing headaches and more. Calculate in some budget money for a regular massage and you might have a little less stress.