Even with a steady job and salary, saving money can still be difficult. Have you ever questioned why that was? As people gradually accumulate more and more debt, it is plausible to find that each pay cheque that is cashed only covers interest and not even the principle. Continue reading…
The management of a trust’s funds and assets can be daunting task. A long list of administrative processes and regulations accompany the role of trustee – along with duties such as investing funds and advising members of developments regarding their trust – and their own responsibilities.
Driving around anywhere, but especially in busy places like the city or in busy downtown areas, comes with a certain risk of accidents. It’s a numbers game, really, when it comes to getting into some car-related scrape or accident. The more you drive, the more odds there are of you hitting or getting hit by someone. You can be as careful as you like, but if another driver isn’t paying attention or something unforeseen occurs within your car, accidents are almost inevitable.
Your credit history represents a record of your past financial borrowings, as well as some information on your employment history, address details, and census information. In the UK, credit histories are drawn up from public records by companies like Equifax, Callcredit, and Experian, and are used by banks and other lending institutions to assess your eligibility for a loan.
PERCY Says… Borrowing anything from a few hundred pounds to as much as £25,000 is possible with a personal loan and as the name suggests, the cash is for your personal use to spend on almost anyway you wish. While some people may apply for a personal loan to help out with unexpected expenses, others might be looking to do a few home improvements, or purchase some new home appliances. Two of the most popular reasons for applying for this kind of loan is for the purchase of new cars or luxury holidays. How much you can borrow is largely determined by your current credit rating, your employment status and personal income. The cost to repay your loan will differ significantly between different lenders and can also be impacted by your personal circumstances.