Around the Christmas period our attentions to turn, inevitably, to Christmas and New Years Eve parties. The time of year when we finally get to let our hair down and – at the Christmas party in particular – have some fun that is funded by the company we’ve worked so hard for all year long!
However, the one thing we do have to pay for is the outfit – after all, you want your work mates to see that there is far more to the quiet, efficient office worker than meets the eye! You want them to see that you’re a fun, outgoing person with a sense of style who likes to let their hair down away from the office. But getting a new outfit for the party does come at a cost, especially if you opt for a completely new look, involving shoes, a dress and all the accessories.
Add the cost here – which could be anything around the £100 mark and upwards let’s be honest – to the spiraling costs of Christmas in general, including presents for all your friends and family, (plus the secret Santa gift for the person in the office you’ve never spoken to), and your decorations and dinner ingredients and you’re crying out for another pay day! That’s why so many people have been turning to bank or payday loans in recent times, enabling them to pay for all of the essentials, such as fuel, bills and food shopping, as well as any unexpected or infrequent payment such as car repairs, Christmas presents – or the office party outfit!
The Christmas period all of a sudden becomes very expensive and it’s no wonder why so many people dread this time of year. When expenses far exceed income and you’re left scratching around raiding your savings to ensure that you can pay all of your bills on time, it’s no fun, and Christmas is all about spending time together and having fun along the way.
There are great ways of saving some money that will enable you to have a great Christmas, get the outfit you want for the party and have a wonderful few days. Here are just three to get you started but there are plenty more, and feel free to add your own tips:
Budget early. If you know Christmas is an expensive time for you and your family, make sure you get everything in order early on in the month. Establish just how much you have to pay out and subtract that from what you have and what’s coming in to leave you a figure – this is what you have to last you the month and you can then decide how much is going on presents, how much on other expenses and how much you have left for your new dress or heels!
Recycle! It’s only natural that having bought a new dress for the party, you’re going to want shoes and a bag to go with it. But, if you can recycle an “old” pair, (which, let’s be honest, isn’t really that old is it…), you can make real savings. To give them a new lease of life you could always add your own touches to your shoes or bag and make them truly unique.
Put a limit on presents. If your kids – or even your partner – present you with a list of presents as long as your arm you’re left with the decision on just what to get them off that list. But if one of your kids wants items more expensive than your other child it can feel, and look, a little unfair on them. Set them all a limit on how much they can have spent on them for Christmas and stick to it, even putting this in your budget so you don’t go over and all should remain financially perfect for a wonderful Christmas.