In today’s advanced society many people are left defenseless with the level of sophistication of modern day criminals. If you would like to take a proactive approach, there are a number of things you can do to mitigate your chances of becoming a victim of identity theft or card fraud. Continue reading…
PERCY SAYS… Well, aside from letting you in when you have locked yourself out, a credit card actually offers you a lot of good. To convince you, below is a set of X things that you can benefit from by owning a credit card given that you are in total control over your spending habits.
Since the credit card debt kept burgeoning in the last year, the Americans have been more conscientious about their attempts to keep credit card debts at bay and fall back on their monthly credit card payments. This trend among the credit card holders is expected to grow as the balances will also increase throughout 2012. The credit quality of the consumers are likely to increase as the number of charged off accounts are expected to decrease by 15-20%, according to the data from Moody’s Investor Service. This is the reason why the credit card consolidation firms are gaining momentum and the debtors are running to get help from them in order to dodge the charge offs. Though the debtors have changed their habits of misusing their credit cards, yet there are no such noticeable results to be seen among them.
Did you know that there’s a money back protection hidden in your Mastercard? Your Mastercard credit or debit card, regardless of the bank it’s issued from, contains a money privilege you might not be aware of. It is known as Chargeback, and it’s different from the Section 75 legal refund scheme. So what are exactly the Mastercard Chargebacks? And how will you maximize this kind of protection?