Reasons for Continual Rise in Insurance Premiums

Car insurance premiums this year remain to be 61% higher than they were in 2006 (http://www.moneywise.co.uk/news/2012-04-16/car-insurance-premiums-rise-60-six-years). The insurance premiums have increased even though the number of car thefts and accidents are falling. When roads become safer the insurance claims decrease which should reduce insurance premium. However, insurance premiums have increased significantly instead of decreasing. Some car owners have seen their renewal insurance premiums increase by more than 70 percent.

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The Importance of Checking Your Free Credit Score

A quick search on get free credit score will pull up several options, including the service offered by creditexpert.co.uk.  Credit expert is run by Experian, the largest credit reference agency in the UK.  When you get free credit score you will be able to get an idea of how your credit report looks to lenders, but just what is your credit report and why is it important?

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The Payday Loan: a Needed Financial Painkiller

The practice of payday loans is one that has come under much scrutiny over recent years. This is unsurprising given the extortionately high interest rates that come with them, in addition to the subsequent need for these loans to be paid back very shortly after the receiving the credit. However, in a society and global economy plagued with financial depression, payday loans are a lot more needed than people think. The cold reality is that payday loans are actually a necessity in the currently harsh economic climate.

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